Catering Trade

With our specially tailored Policy Wording we are able to offer Package Cover on:

  • Restaurants
  • Takeaways
  • Fish & Chip Shops
  • Cafes
  • Public Houses (Dining)

Standard Package Cover

The following will be included in your policy according to the cover you have selected:

  • Contents & Trade Contents
  • Tenants Improvements
  • Stock
  • Computer & Electronic Equipment
  • Glass Breakage including sanitary ware and signs
  • Business Interruption
  • Money
  • Goods in Transit
  • Deterioration of Stock
  • Loss of License
  • Equipment Breakdown
  • Employers Liability
  • Public Liability
  • Products Liability
  • Legal Expenses

Optional Cover

You may also at an additional charge add the following optional covers to suit your needs:

  • Buildings
  • Theft by Employee
  • Personal Accident
  • All Risks cover for specific items
  • Terrorism

Insured Perils

The standard insured perils include loss or damage caused by:

  • Accidental Damage
  • Fire lightning explosion earthquake aircraft
  • Theft or Attempted Theft following forcible and violent entry
  • Storm flood escape of water from water tanks apparatus, pipes or sprinkler
  • Subsidence
  • Malicious Persons, Riot & civil commotion
  • Impact
  • Leakage of oil from any fixed domestic heating

Key Benefits

Quotations within 2 hours*

Cover based on Statement of Fact

Competitive premiums

All quotes and documents emailed

All risks dealt with on individual merit by qualified underwriters – no “computer says no” approach to Underwriting

Outstanding customer service

In house claims service