Property Owners

We are able to offer coverage on a wide number of Property Owners risks, including:

    • Commercial Let
    • Residential Let
    • DSS / Asylum Seeker / Student Lets
    • Unoccupied
    • Non-standard construction
    • Multi-tenure
    • Multi-Location / Large Portfolios
    • Offices
    • Land Owners

Property Owners Cover

The following can be included in your policy according to the cover you have selected:

  • Landlords Contents
  • Glass Breakage including sanitary ware and signs
  • Loss of Rent
  • Property Owners Liability
  • Buildings
  • Subsidence
  • Terrorism
  • Legal Expenses

Cover Applicable

The standard insured perils include loss or damage caused by:

  • Fire lightning explosion earthquake aircraft
  • Theft or Attempted Theft following forcible and violent entry
  • Storm flood escape of water from water tanks apparatus or pipes
  • Malicious persons riot & civil commotion but not Terrorism
  • Impact
  • Escape of oil from a fixed oil fired heating installation
  • Breakage or collapse of radio or television aerials
  • Falling trees or parts thereof
  • Subsidence ground heave or landslip but only if requested
  • Accidental damage (if requested)

Key Benefits

Quotations within 2 hours*

Cover based on Statement of Fact

Competitive premiums

All quotes and documents emailed

All risks dealt with on individual merit by qualified underwriters – no “computer says no” approach to Underwriting

Outstanding customer service

In house claims service

Downloads

Commercial Policy Wording
Commercial Policy Key Facts